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Obama touts steps to boost homeownership

President Barack Obama speaks Thursday outside a home in Phoenix. He was joined by Housing and Urban Development Secretary Julian Castro (left), Edmundo Hidalgo (right) and David Adame (far right), both from Chicanos Por La Causa, a community development corporation. (AP photo by Carolyn Kaster)

Standing at the epicenter of the nation's recent housing crisis, President Barack Obama on Thursday promoted plans to lower some mortgage-insurance premiums, a move White House officials say could save homeowners $900 a year and attract 250,000 first-time buyers.

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