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mortgage

A powerful force has been holding back the housing market. It’s finally easing.
Jan 12, 2026

A powerful force has been holding back the housing market. It’s finally easing.

The mortgage lock-in effect is easing as more homeowners face higher rates, potentially increasing home inventory and impacting prices in the housing market.

More homes for sale and easing rates favor homebuyers this spring, but affordability hurdles remain
Apr 7, 2025

More homes for sale and easing rates favor homebuyers this spring, but affordability hurdles remain

Buyers found more leverage as listings surged and mortgages eased, but affordability remains a concern.

Jun 9, 2022

Mortgage rates jump again, buyers head to the sideline

Average long-term U.S. mortgage rates jumped back up ahead of next week's Federal Reserve meeting where it's expected to announce another big increase to its main borrowing rate.

Home sales tumble again as mortgage rates surge
May 20, 2022

Home sales tumble again as mortgage rates surge

Sales of previously occupied U.S. homes slowed for the third consecutive month in April as mortgage rates surged, driving up borrowing costs for would-be buyers as home prices soared to new highs.

US mortgage rates rise; 30-year at 5.27%, highest since 2009
May 17, 2022

Is the American dream dead? Millions priced out of homeownership

Between skyrocketing mortgage interest rates, record-high home prices, and a limited housing supply, millions are being priced out of the American Dream. For the first time, the majority of Americans do not believe that buying a house is a wise decision.

Long-term US mortgage rates fall this week to 3.76%
Mar 3, 2022

Long-term US mortgage rates fall this week to 3.76%

Average long-term U.S. mortgage rates fell this week and remain at historically low levels, just as the Federal Reserve prepares to raise its main borrowing rate later this month.

US long-term mortgage rates tick down to 3.89% this week
Feb 24, 2022

US long-term mortgage rates tick down to 3.89% this week

Average long-term U.S. mortgage rates fell slightly this week, after rising to their highest level in three years last week.

Mortgage rates tick up but remain low in final days of 2021
Dec 30, 2021

Mortgage rates tick up but remain low in final days of 2021

Average long-term U.S. mortgage rates moved slightly higher in the final week of 2021.

US long-term mortgage rates steady; 30-year loan at 3.68%
Dec 5, 2019

US long-term mortgage rates steady; 30-year loan at 3.68%

U.S. long-term mortgage rates held steady this week amid mixed signs in the housing market. Rates remain at historically low levels as a lure to prospective homebuyers.

Expanding home-buying options with a fixer-upper mortgage
Dec 14, 2018

Expanding home-buying options with a fixer-upper mortgage

It's the lament of first-time homebuyers in just about every market: There aren't enough entry-level houses that are move-in ready.

Dec 6, 2013

Judge approves $153M settlement with Fannie, KPMG

A federal judge has approved a $153 million settlement of a securities fraud lawsuit against Fannie Mae and KPMG brought by shareholders of the mortgage giant.

Mar 27, 2013

Gov’t eases mortgage rules for troubled borrowers

A federal agency said it is easing rules for troubled borrowers to lower their monthly mortgage payments on loans backed by Fannie Mae or Freddie Mac.

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